Loans & Credit
Welcome to Tippins Bank s Loan Department! We have
just about any type loan to suite your needs, Personal or Business. Here
are just a few of the loans we offer. Keep in mind that we are
constantly expanding our Loan department to meet your needs. Call us
today and talk to one of our highly qualified loan officers about your
goals. Well help you make it happen!
At Tippins Bank, weve been
offering personal loans for things such as automobiles, home
improvements, vacations, boats, and recreational vehicles since 1939. We
are dedicated to helping you meet your needs. Here is just a small list
of some of the personal loans we can help you with:
New or Used Automobile loans:
Weve tried to adapt our automotive loans to meet
your needs by offering competitive interest rates and terms. Car dealers
often offer incentives for paying with cash. If you take the dealers
rebate, instead of financing through his credit sources, youll save a
lot of money in the long run. With cars and trucks that cost almost as
much as a house, you can save money by financing with us if you use the
equity in your home as collateral for the loan. You should be able to
deduct the interest from your taxes at the end of the year. (Check with
your tax advisor)
Call or stop by today for pre-approval.
To find the value of your vehicle, please click
First and Second Home Buying:
Wanting to purchase your first home? Maybe youre
interested in that "home away from home"
adding that carport youve always wanted. No matter what type of real
estate loan youre looking for, we have the loan that will suit your
needs. For construction and long term residential loans, we offer 10,
20, or even 30 year financing at rates that are often lower than the
current prime rate. We also offer programs that will help you get back
on your feet if youve had credit problems before! For projects like
home improvement or remodeling, we offer shorter-term loans that can fit
to your budget. Come in and see one of our experienced real estate loan
officers, or fill out an application on-line. We can show you how to
make your dreams come true.
Home Equity Loans:
If the value of your property is greater than the
amount of your current home loan, the equity in your home may be worth
more than you think. If this is true, Tippins Bank's
Home Equity Loans can make it more convenient for you to get the funds
you need without selling or re-financing your home. Talk to one of our
experienced loan officers for details.
Whether your starting a new business or expanding
your existing business, we are here to help! Just bring your business
plans to us and we will help you with the financial details. We can even
help you get Small Business Administration (SBA) guaranteed loans.
Being in a farming community, we offer many types of
Agricultural Loans. We can help you with loans to purchase equipment,
put in your crop, purchase additional land and/or start a poultry
operation. In some cases these loans can be guaranteed by the Farm
Service Agency (previously Farmers Home Administration). Just come by
and let us show you how!