Personal Loans

At Tippins Bank and Trust Company, we’ve been offering personal loans for things such as automobiles, home improvements, vacations, boats, and recreational vehicles since 1939. We are dedicated to helping you meet your needs. Here is just a small list of some of the personal loans we can help you with:

New or Used Automobile loans:
We’ve tried to adapt our automotive loans to meet your needs by offering competitive interest rates and terms. Car dealers often offer incentives for paying with cash. If you take the dealers rebate, instead of financing through his credit sources, you’ll save a lot of money in the long run. With cars and trucks that cost almost as much as a house, you can save money by financing with us if you use the equity in your home as collateral for the loan. You should be able to deduct the interest from your taxes at the end of the year. (Check with your tax advisor) 
Call or stop by today for pre-approval.

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First and Second Home Buying:
Wanting to purchase your first home? Maybe you’re interested in that "home away from home"…..or remodeling,….or adding that carport you’ve always wanted. No matter what type of real estate loan you’re looking for, we have the loan that will suit your needs. For construction and long term residential loans, we offer 10, 20, or even 30 year financing at rates that are often lower than the current prime rate. We also offer programs that will help you get back on your feet if you’ve had credit problems before! For projects like home improvement or remodeling, we offer shorter-term loans that can fit to your budget. Come in and see one of our experienced real estate loan officers, or fill out an application on-line. We can show you how to make your dreams come true.

Home Equity Loans:
If the value of your property is greater than the amount of your current home loan, the equity in your home may be worth more than you think. If this is true, Tippins Bank and Trust Company’s Home Equity Loans can make it more convenient for you to get the funds you need without selling or re-financing your home. Talk to one of our experienced loan officers for details.

Business Loans:

Whether your starting a new business or expanding your existing business, we are here to help! Just bring your business plans to us and we will help you with the financial details. We can even help you get Small Business Administration (SBA) guaranteed loans.

Being in a farming community, we offer many types of Agricultural Loans. We can help you with loans to purchase equipment, put in your crop, purchase additional land and/or start a poultry operation. In some cases these loans can be guaranteed by the Farm Service Agency (previously Farmer’s Home Administration). Just come by and let us show you how!