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The Glennville Bank and the Tippins Bank have been among the business leaders of Southeast Georgia for many years. Now, with our recently established partnership, we will use our combined 175+ years of banking experience, to offer new and improved products and services while maintaining our local identities and a special commitment to our customers. Accordingly, we take this opportunity to reaffirm our commitment, realizing that our customers have been the foundation of our success and the key to our future prosperity. Thank you for your business. We hope to have an opportunity to serve you in the near future.

NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS

By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor’s accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.